Jason the Cat Guy wouldn't send you here without a reason.
Whether you have a cat, a dog, or both — Jason knows what good pet ownership looks like, and this is part of it.
With a Skeepy plan you pay the vet with Skeepy Pay, at any clinic in Nigeria, and you can chat with a vet free whenever you need one.
A health plan for your dog or cat.
Any clinic in Nigeria
At the desk, you pay with Skeepy Pay from your phone. Covered care comes from your plan, and the clinic has the money at once. Any clinic with its own premises; not a mobile vet.
No claim forms
You never pay first and claim later. Every line of the bill shows what your plan covers before you pay; you pay the clinic anything it does not.
A vet on chat, from day one
Free on every plan, as often as you need, with no waiting period. Send photos; the advice goes into your pet's health record.
Your pet's ID and record
A Skeepy HMO ID, a health card, every visit in one place, and a place on the National Pet Database so a finder can reach you.
What it costs, with 10% off your first payment.
Four plans, each a price for one pet. Pay monthly, or save by paying for a quarter or a year. Jason the Cat Guy's 10% comes off your first payment at checkout.
Cublings Plan
Puppies and kittens under 12 months₦13,500 your first payment
Their first year: DHLPP or FVRCP 3 times, rabies, deworming 8 times, spaying or neutering. ₦1,000,000 of care a year.
Choose CublingsFurrtastic Plan
Dogs and cats₦14,400 your first payment
Unlimited consultations, illness treatment up to ₦120,000, surgery up to ₦400,000. ₦1,200,000 of care a year.
Choose FurrtasticPurrfect Plan
Dogs and cats₦28,800 your first payment
Adds a yearly blood test and X-ray, dental cleaning, 3 days' boarding, 5 hours' sitting and a microchip. ₦2,100,000 of care a year.
Choose PurrfectInfinity Plan
Dogs and cats₦57,600 your first payment
Two of every yearly test, 6 emergencies, 12 dewormings, surgery up to ₦1,500,000. ₦4,200,000 of care a year.
Choose InfinityPrices are for one pet. Paystack adds its fee at checkout.
The Clan Plan: every pet, one bill, less for each.
Any pet can join a Clan, on any plan, and the plans can differ: each pet keeps its own cover and limits. Every pet in the Clan gets the discount, 15% off each for 2 pets, 20% off each for 3 pets, 25% off each for 4 or more pets. Jason the Cat Guy's 10% comes off the first payment as well, up to 35% off in all.
| Each pet on | 2 pets15% off each | 3 pets20% off each | 4 or more pets25% off each |
|---|---|---|---|
| Cublings PlanUnder 12 months | ₦12,750a month, saving ₦2,250 | ₦12,000a month, saving ₦3,000 | ₦11,250a month, saving ₦3,750 |
| Furrtastic Plan | ₦13,600a month, saving ₦2,400 | ₦12,800a month, saving ₦3,200 | ₦12,000a month, saving ₦4,000 |
| Purrfect Plan | ₦27,200a month, saving ₦4,800 | ₦25,600a month, saving ₦6,400 | ₦24,000a month, saving ₦8,000 |
| Infinity Plan | ₦54,400a month, saving ₦9,600 | ₦51,200a month, saving ₦12,800 | ₦48,000a month, saving ₦16,000 |
What each plan pays for, and when.
How often or how much, on each plan. The small line under each is its waiting period, counted from the day your plan starts.
| Benefit | Cublings | Furrtastic | Purrfect | Infinity |
|---|---|---|---|---|
| Seeing a vet | ||||
| Any clinic in Nigeria, paid instantly | Yes | Yes | Yes | Yes |
| Chat with a vet (telemedicine) | Free, as often as you needFrom day one | Free, as often as you needFrom day one | Free, as often as you needFrom day one | Free, as often as you needFrom day one |
| Clinic consultations | UnlimitedAfter 14 days | UnlimitedAfter 14 days | UnlimitedAfter 14 days | UnlimitedAfter 14 days |
| Comprehensive physical exam | Not on this plan | Not on this plan | 1/yearAfter 120 days | 2/yearAfter 120 days |
| Vaccines | ||||
| DHLPP vaccine (dogs) | 3/yearAfter 14 days | 1/yearAfter 14 days | 1/yearAfter 14 days | 1/yearAfter 14 days |
| FVRCP vaccine (cats) | 3/yearAfter 14 days | 1/yearAfter 14 days | 1/yearAfter 14 days | 1/yearAfter 14 days |
| Rabies vaccine | 1/yearAfter 14 days | 1/yearAfter 14 days | 1/yearAfter 14 days | 1/yearAfter 14 days |
| FeLV vaccine (cats) | Not on this plan | 1/yearAfter 14 days | 1/yearAfter 14 days | 1/yearAfter 14 days |
| Canine flu vaccine (dogs), when prescribed | Not on this plan | Not on this plan | 1/year, when prescribedAfter 90 days | 2/year, when prescribedAfter 90 days |
| Kennel cough vaccine (dogs), when prescribed | Not on this plan | Not on this plan | 1/year, when prescribedAfter 90 days | 2/year, when prescribedAfter 90 days |
| Feline chlamydia vaccine (cats), when prescribed | Not on this plan | Not on this plan | 1/year, when prescribedAfter 90 days | 2/year, when prescribedAfter 90 days |
| Worms, fleas and ticks | ||||
| Deworming | 8/yearAfter 30 days | 4/yearAfter 30 days | 6/yearAfter 30 days | 12/yearAfter 30 days |
| Flea and tick treatment | 1/yearAfter 90 days | Injectable, 1/yearAfter 90 days | Tablet, 2/yearAfter 90 days | Tablet, 2/yearAfter 90 days |
| Tests | ||||
| Basic bloodwork | When ill, within the illness limitAfter 60 days | When ill, within the illness limitAfter 60 days | 1/year, then the illness limitAfter 60 days | 2/year, then the illness limitAfter 60 days |
| Comprehensive bloodwork | When ill, within the illness limitAfter 150 days | When ill, within the illness limitAfter 150 days | When ill, within the illness limitAfter 150 days | 1/year, then the illness limitAfter 150 days |
| Fecal exam | When ill, within the illness limitAfter 30 days | When ill, within the illness limitAfter 60 days | 1/year, then the illness limitAfter 60 days | 2/year, then the illness limitAfter 60 days |
| Urinalysis | When ill, within the illness limitAfter 30 days | When ill, within the illness limitAfter 60 days | 1/year, then the illness limitAfter 60 days | 2/year, then the illness limitAfter 60 days |
| X-ray | When ill, within the illness limitAfter 90 days | When ill, within the illness limitAfter 90 days | 1/year, then the illness limitAfter 90 days | 2/year, then the illness limitAfter 90 days |
| Illness and emergencies | ||||
| Illness treatment, non-surgical | Up to ₦100,000After 60 days | Up to ₦120,000After 60 days | Up to ₦170,000After 60 days | Up to ₦250,000After 60 days |
| Emergencies | 2 incidents a year, ₦60,000 sharedAfter 90 days | 2 a year, ₦40,000 each, ₦80,000 in allAfter 90 days | 3 a year, ₦60,000 each, ₦180,000 in allAfter 90 days | 6 a year, ₦60,000 eachAfter 90 days |
| Surgery | ||||
| Surgery limit for the year | ₦380,000 | ₦400,000 | ₦750,000 | ₦1,500,000 |
| Spaying | Part of the ₦380,000 surgery limitAfter 180 days | Not on this plan | Part of the ₦750,000 surgery limitAfter 90 days | Part of the ₦1,500,000 surgery limitAfter 90 days |
| Neutering | Part of the ₦380,000 surgery limitAfter 180 days | Not on this plan | Part of the ₦750,000 surgery limitAfter 90 days | Part of the ₦1,500,000 surgery limitAfter 90 days |
| Wound repair | Part of the ₦380,000 surgery limitAfter 90 days | Part of the ₦400,000 surgery limitAfter 90 days | Part of the ₦750,000 surgery limitAfter 90 days | Part of the ₦1,500,000 surgery limitAfter 90 days |
| Trauma surgery | Part of the ₦380,000 surgery limitAfter 180 days | Part of the ₦400,000 surgery limitAfter 150 days | Part of the ₦750,000 surgery limitAfter 150 days | Part of the ₦1,500,000 surgery limitAfter 150 days |
| Tail surgery | Not on this plan | Part of the ₦400,000 surgery limitAfter 150 days | Part of the ₦750,000 surgery limitAfter 150 days | Part of the ₦1,500,000 surgery limitAfter 150 days |
| Mass or tumour removal | Not on this plan | Part of the ₦400,000 surgery limitAfter 150 days | Part of the ₦750,000 surgery limitAfter 150 days | Part of the ₦1,500,000 surgery limitAfter 150 days |
| Gastrointestinal surgery | Not on this plan | Part of the ₦400,000 surgery limitAfter 150 days | Part of the ₦750,000 surgery limitAfter 150 days | Part of the ₦1,500,000 surgery limitAfter 150 days |
| Eye surgery | Not on this plan | Part of the ₦400,000 surgery limitAfter 150 days | Part of the ₦750,000 surgery limitAfter 150 days | Part of the ₦1,500,000 surgery limitAfter 150 days |
| Orthopaedic surgery | Not on this plan | Part of the ₦400,000 surgery limitAfter 150 days | Part of the ₦750,000 surgery limitAfter 150 days | Part of the ₦1,500,000 surgery limitAfter 150 days |
| Dental surgery | Not on this plan | Part of the ₦400,000 surgery limitAfter 150 days | Part of the ₦750,000 surgery limitAfter 150 days | Part of the ₦1,500,000 surgery limitAfter 150 days |
| Medicines | ||||
| Prescribed medicines | Within the illness limitAfter 30 days | Within the illness limitAfter 60 days | Up to ₦20,000, then the illness limitAfter 60 days | Up to ₦40,000, then the illness limitAfter 60 days |
| Medicines for a chronic condition | Within the illness limitAfter 30 days | Within the illness limitAfter 60 days | Up to ₦25,000, then the illness limitAfter 60 days | Up to ₦50,000, then the illness limitAfter 60 days |
| Prescribed supplements | Within the illness limitAfter 30 days | Within the illness limitAfter 60 days | Up to ₦5,500, then the illness limitAfter 60 days | Up to ₦11,000, then the illness limitAfter 60 days |
| Grooming and teeth | ||||
| Basic grooming | Not on this plan | 1/yearAfter 60 days | 2/yearAfter 60 days | 4/yearAfter 60 days |
| Premium grooming | Not on this plan | Not on this plan | 1/yearAfter 150 days | 2/yearAfter 150 days |
| Dental cleaning | Not on this plan | Not on this plan | 1/yearAfter 210 days | 1/yearAfter 210 days |
| Away from home | ||||
| Pet boarding | Not on this plan | Not on this plan | 3 days/yearAfter 150 days | 5 days/yearAfter 150 days |
| Pet sitting | Not on this plan | Not on this plan | 5 hours/yearAfter 150 days | 8 hours/yearAfter 150 days |
| Travel health certificate | Not on this plan | Not on this plan | 1/yearAfter 150 days | 1/yearAfter 150 days |
| Microchipping | Not on this plan | Not on this plan | 1 per petAfter 150 days | 1 per petAfter 150 days |
How you use it.
Go to any clinic
The one you already use, or one of Skeepy's Recommended Clinics. The clinic doesn't need to sign up with Skeepy.
Pay with Skeepy Pay
Choose the clinic and the services, and see what your plan covers. Surgery and other high-cost care is approved by a Skeepy vet first, usually within 15 to 30 minutes.
The clinic is paid
Straight into its business account, at any hour. You get a receipt to show at the desk.
Questions people ask first.
Each benefit has its own waiting period: the vet chat starts the day you join, consultations and core vaccines after 14 days, and the rest as the table shows.
Can I use my own vet?
Yes. You can pay any clinic in Nigeria with Skeepy Pay, as long as it has a business bank account in the clinic's registered name. The vet doesn't need to sign up with Skeepy. It must be a clinic with its own premises: Skeepy Pay cannot pay a mobile vet.
Do I pay first and claim it back later?
No. You pay the clinic with Skeepy Pay, from your phone, at the desk. There are no claim forms and nothing to wait for.
What if the bill is more than my plan covers?
You see it before you pay: each line shows what your plan covers. Skeepy Pay pays the covered part from your plan, and you pay the clinic the rest yourself.
What happens with surgery and other expensive treatment?
Surgery and other high-cost treatment are reviewed before treatment starts. A Skeepy vet approves it, usually within 15 to 30 minutes.
Are pre-existing conditions covered?
Only long-term ones. If your pet had a long-term condition before joining, such as diabetes, kidney or heart disease, hip dysplasia, epilepsy or long-term skin allergies, care for it isn't covered. Illnesses your pet has had and recovered from are covered in the usual way.
Can I talk to a vet without going to a clinic?
Yes. Chat with a real vet from your dashboard, free on every plan, as often as you need, from the moment you join: there is no waiting period.
Can I cancel?
Yes, at any time. Your cover stays active until the end of the period you've paid for. If you are new, you can cancel within 48 hours of joining for a full refund, as long as you have not used any Skeepy service in that time.
Your pet is next.
Single plans, the Clan Plan for 2 or more pets, and Cublings for puppies and kittens. Every benefit has its own waiting period, shown with each plan.
Choose a plan