Finally, an HMO Plan for Pet Wellness Emergencies Diagnostics Vaccinations Surgeries

The First Pet HMO in Nigeria is finally here to take the guesswork, panic, and pressure out of pet care. Signup for a plan and get instant cover for your furry babies.

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Loved by Nigerian pet parents who want more for their furry babies.

For Pet Parents That Care

You’d do anything to keep your furry babies safe

We know it. That’s why we created an HMO plan that covers their health and gives you peace of mind.

Nationwide Access

Gain access to verified vet clinics across Lagos, Abuja, and more, seamlessly.

Real Coverage

From vaccinations to emergencies, get actual health benefits your pet can use.

Zero Guesswork

No last-minute scrambling. Know exactly what’s covered, when, and where.
Feline Protection

Your cat can now have a special Pet HMO plan

Whether it's a routine checkup or an emergency, Skeepy's got your cat covered.

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Canine Coverage

The Pet HMO plan
for your dog is finally here

You already handle their food, toys, training. Let's handle their health with Skeepy's Pet HMO.

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There's a special Pet HMO plan for every pet

Give your pets the care they deserve with flexible, HMO plans built to match every pet's unique needs.

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Individual Plans

Perfect for pet parents with just one furry baby. Full care, no complications.

Breeders Plan - Coming Soon

Designed for professional breeders who need structured, accessible care for every pet.

Family Plans - Coming Soon

Multiple pets? Keep them all covered under one simple, shared plan.

Customized Plans

Build a plan that fits your pet's lifestyle, needs and preferences better.

Choose a Pet HMO Plan That Fits Your Budget

Monthly, quarterly, or annual, choose a Pet HMO plan that fits your budget and covers your pet's health needs.

Pawtastic Plan

Solid, affordable cover that handles the basics

₦267/day
₦8,000/month
Annual Coverage: ₦500,000
  • General Consultation
  • Basic Vaccinations
  • Deworming
  • Basic Grooming
  • Basic Bloodwork
  • Surgery Coverage
  • Pet Sitting
  • Pet Boarding
  • Emergency Care
  • Category 1 Clinics
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Most Popular

Furrtastic Plan

More than basics with enhanced diagnostics and coverage

₦533/day
₦16,000/month
Annual Coverage: ₦1,500,000
  • Everything in Pawtastic
  • Enhanced General Consultation
  • Enhanced Vaccinations
  • Enhanced Surgery Coverage
  • Premium Grooming
  • Comprehensive Bloodwork
  • Intestinal/Fecal Exams
  • Flea & Tick Prevention
  • Enhanced Pet Care Services
  • Category 2 Clinics
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Purrfect Plan

Complete coverage with premium benefits and medications

₦1,067/day
₦32,000/month
Annual Coverage: ₦3,500,000
  • Everything in Furrtastic
  • Premium General Consultation
  • All Vaccine Types
  • Premium Surgery Coverage
  • Advanced Diagnostics
  • Chronic Disease Medication
  • Dental Cleaning
  • Travel Health Certificate
  • Emergency Boarding
  • Category 3 Clinics
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Infinity Plan

Unlimited coverage for total peace of mind

₦2,133/day
₦64,000/month
Annual Coverage: Unlimited
  • Everything in Purrfect Plan
  • Unlimited Surgery Coverage
  • Unlimited Consultations
  • Unlimited Hospitalization
  • Unlimited Vaccinations
  • Unlimited Prescription Drugs
  • Unlimited Diagnostics
  • Waived Wait Periods (Annual)
  • Category 1-3 Clinics Access
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Policy Terms

  • • Continuous Renewal: Your plan must stay active (monthly, quarterly, or annual) for wait periods to count. If payment lapses, all wait periods restart from Month 1.
  • • Annual Coverage Limit: This is the total amount Skeepy will cover in one year. Service caps and limits apply first, then counts toward your annual limit.
  • • Pre-Existing Conditions: Conditions present before enrollment, or within the look-back period (12 months), are not covered.
  • • Age Limits: First-time enrollment: Dogs 8–10 years max, Cats 12–14 years max. Existing members can renew regardless of age if continuous.
  • • Breed Risk: Certain high-risk breeds may have longer waits or exclusions for breed-specific conditions.
  • • Bilateral Clause: If one side (e.g., hip, eye) is affected pre-enrollment, the other side is excluded or subject to the same wait.
Coverage Features Pawtastic Furrtastic Purrfect Infinity
BASIC COVERAGE
Annual Coverage Limit ₦500,000 ₦1,500,000 ₦3,500,000 Unlimited
General Consultation ● Available after 24 hours

Capped at ₦30,000		 ● Available Immediately

Unlimited		 ● Available Immediately

Unlimited		 ● Available Immediately

Unlimited
Clinic Category ● Category 1 Clinics ● Category 1-2 Clinics ● Category 1-3 Clinics ● Category 1-3 Clinics
Wait Period Waiver ✗ ✗ ✗ ● Yes (If paid Annually)
PREVENTIVE CARE
Rabies Vaccine ● Available from month 3

1/year		 ● Available from month 3

1/year		 ● Available from month 1

2/year		 ● Available Immediately

As Recommended
DHLPP Vaccine (Dog) ● Available from month 6

1/year		 ● Available from month 3

1/year		 ● Available from month 1

1/year		 ● Available Immediately

As Recommended
FVRCP Vaccine (Cat) ✗ ✗ ● Available from month 1

1/year		 ● Available Immediately

As Recommended
FeLV Vaccine (Cat) ✗ ✗ ● Available from month 6

1/year		 ● Available Immediately

As Recommended
Canine Flu Vaccine ✗ ✗ ● Available from month 6

1/year		 ● Available Immediately

As Recommended
Feline Chlamydia ✗ ✗ ● Available from month 6

1/year		 ● Available Immediately

As Recommended
Bordetella (Kennel Cough) ✗ ✗ ● Available from month 6

1/year		 ● Available Immediately

As Recommended
Deworming ● Available from month 3

2/year		 ● Available from month 2

3/year		 ● Available from month 1

4/year		 ● Available Immediately

6/Year (Bi-Monthly)
Flea & Tick Prevention ✗ ● Available from month 6

2/year		 ● Available from month 3

2/year		 ● Available Immediately

4/year
DIAGNOSTICS
Basic Bloodwork ● Available from month 4

1/year		 ● Available from month 4

1/year		 ● Available from month 2

2/year		 ● Available Immediately

Unlimited
Intestinal/Fecal Exams ✗ ● Available from month 4

1/year		 ● Available from month 2

2/year		 ● Available Immediately

Unlimited
Urinalysis ✗ ✗ ● Available from month 6

1/year		 ● Available Immediately

Unlimited
Advanced Diagnostics

(X-Rays/Scans)		 ✗ ✗ ● Available from month 8

1/year		 ● Available from month 1

Unlimited
Comprehensive Bloodwork ✗ ● Available from month 6

1/year		 ● Available from month 6

1/year		 ● Available Immediately

Unlimited
Comp. Physical Exams ✗ ✗ ● Available from month 6

1/year		 ● Available Immediately

2/Year (Bi-Annual)
SURGERIES
Surgery Annual Sub-Limit ● ₦75,000 ● ₦350,000 ● ₦750,000 ● Unlimited (No Cap)
Spaying ● Available from month 10

Part of Limit		 ● Available from month 6

Part of Limit		 ● Available from month 4

Part of Limit		 ● Available from month 2

Unlimited
Neutering ● Available from month 10

Part of Limit		 ● Available from month 6

Part of Limit		 ● Available from month 4

Part of Limit		 ● Available from month 2

Unlimited
Wound Repair ● Available from month 8

Part of Limit		 ● Available from month 6

Part of Limit		 ● Available from month 3

Part of Limit		 ● Available Immediately

Unlimited
Tail Removal ✗ ● Available from month 10

Part of Limit		 ● Available from month 6

Part of Limit		 ● Available from month 1

Unlimited
Mass/Tumor Removal ✗ ● Available from month 10

Part of Limit		 ● Available from month 6

Part of Limit		 ● Available from month 3

Unlimited
Trauma Surgery ✗ ● Available from month 10

Part of Limit		 ● Available from month 6

Part of Limit		 ● Available from month 3

Unlimited
Gastrointestinal Surgery ✗ ● Available from month 10

Part of Limit		 ● Available from month 6

Part of Limit		 ● Available from month 3

Unlimited
Ophthalmic Procedure ✗ ● Available from month 10

Part of Limit		 ● Available from month 6

Part of Limit		 ● Available from month 3

Unlimited
Orthopedic Procedure ✗ ● Available from month 10

Part of Limit		 ● Available from month 8

Part of Limit		 ● Available from month 3

Unlimited
Dental Surgery ✗ ● Available from month 10

Part of Limit		 ● Available from month 8

Part of Limit		 ● Available from month 3

Unlimited
MEDICATIONS
Prescribed Drugs ✗ ✗ ● Available from month 6

Capped at ₦20,000		 ● Available Immediately

Unlimited
Prescribed Chronic Disease Drugs ✗ ✗ ● Available from month 8

Capped at ₦25,000		 ● Available from month 3

Unlimited
Prescribed Supplements ✗ ✗ ● Available from month 2

Capped at ₦5,500		 ● Available Immediately

Capped at ₦50,000
OTHER BENEFITS
Basic Grooming ● Available from month 4

1/year		 ● Available from month 3

2/year		 ● Available from month 2

3/year		 ● Available Immediately

6/Year (Bi-Monthly)
Premium Grooming ✗ ● Available from month 6

1/year		 ● Available from month 4

1/year		 ● Available Immediately

2/Year
Dental Cleaning ✗ ✗ ● Available from month 8

1/year		 ● Available Immediately

1/Year
Pet Sitting ● Available from month 3

1 hour/year		 ● Available from month 3

2 hours/year		 ● Available from month 3

4 hours/year		 ● Available Immediately

10 hours/year
Pet Boarding ● Available from month 3

1 day/year		 ● Available from month 3

2 days/year		 ● Available from month 3

3 days/year		 ● Available Immediately

7 days/year
Emergencies ● Available from month 4

₦25k/incident

1 incident/year

₦30k annual cap		 ● Available from month 4

₦40k/incident

2 incidents/year

₦80k annual cap		 ● Available from month 4

₦60k/incident

3 incidents/year

₦180k annual cap		 ● Available Immediately

Unlimited incidents/year

Full Coverage
Emergency Boarding ✗ ✗ ● Available from month 6

2 days/year		 ● Available from month 2

5 days/year
Microchipping ● Available Immediately

1/year		 ● Available Immediately

1/year		 ● Available Immediately

1/year		 ● Available Immediately

1/year
Travel Health Cert. ✗ ✗ ● Available from month 10

1/year		 ● Available Immediately

2/Year
Let's Talk

Vet clinic or pet service provider?

We are partnering and onboarding vet clinics and pet service providers across Nigeria.

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  • More customers
  • Increased revenue
Loved By Pet Parents

What do pet parents think about Skeepy's Pet HMO?

Across Lagos, Abuja, Portharcourt, Kaduna, and more, Nigerian pet parents are saying this is long overdue. A new chapter has opened for pet care in Nigeria.

Finally someone is thinking about us in Nigeria. The HMO idea just makes sense and I'm so relieved.

Miracle Odili Diamond's Mum

As the parent of a 6-year old dog, this makes me worry less about surprise vet bills so we can focus on belly rubs.

Hannu Afere Rain's Dad

Most times, people ignore cat parents, so seeing this caught my eye fast. Really excited about it.

Simi Morgan Cynthia's Mum

I didn't think I'd see something like this here in Nigeria. It's the kind of thing pet parents outside Nigeria enjoy.

Darlington Garba Sleek's Dad
No Surprise Vet Bills

Your next vet visit could be completely free, you know?

A Skeepy Pet HMO plan takes the surprise and uncertainty out of caring for your furry babies. You'll always be prepared and they'll always be covered.

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